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Debt relief & credit repair

Synchrony debt relief & credit repair complaints

Consumers have filed 177 complaints about Synchrony's debt relief & credit repair, 33 in the last 12 months (0%). Synchrony answered 97% on time and closed 25% with relief. See the whole Synchrony record.

Synchrony against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13Synchrony330%97%25%177

Every debt relief company ranked

Latest Synchrony debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Apr 17, 2022Debt relief & credit repairUnexpected or other feesCAFixedYes
Apr 10, 2022Debt relief & credit repairProblem with customer serviceDCExplainedYes
Apr 8, 2022Debt relief & credit repairProblem with customer serviceFLExplainedYes
Apr 2, 2022Debt relief & credit repairFraud or scamCAExplainedYes
Mar 24, 2022Debt relief & credit repairFraud or scamCAExplainedYes
Feb 14, 2022Debt relief & credit repairFraud or scamCAExplainedYes
Nov 12, 2021Debt relief & credit repairProblem with customer serviceCOExplainedYes
Nov 9, 2021Debt relief & credit repairFraud or scamPAMoney backYes
Oct 30, 2021Debt relief & credit repairFraud or scamNYExplainedYes
Oct 1, 2021Debt relief & credit repairProblem with customer serviceTXExplainedYes
Aug 5, 2021Debt relief & credit repairConfusing or missing disclosuresGAExplainedYes
Jul 11, 2021Debt relief & credit repairUnexpected or other feesKYExplainedYes
Jun 15, 2021Debt relief & credit repairConfusing or misleading advertising or marketingCAExplainedYes
Mar 30, 2021Debt relief & credit repairProblem with customer serviceAZExplainedYes
Mar 3, 2021Debt relief & credit repairConfusing or missing disclosuresMDMoney backYes
Dec 8, 2020Debt relief & credit repairProblem with customer serviceNJExplainedYes
Nov 26, 2020Debt relief & credit repairConfusing or missing disclosuresCAExplainedYes
Nov 14, 2020Debt relief & credit repairProblem with customer serviceNJExplainedYes
Sep 6, 2020Debt relief & credit repairUnexpected or other feesGAExplainedYes
Jul 25, 2020Debt relief & credit repairFraud or scamCAMoney backYes
Jul 1, 2020Debt relief & credit repairFraud or scamFLExplainedYes
Jun 6, 2020Debt relief & credit repairFraud or scamPAExplainedYes
May 14, 2020Debt relief & credit repairConfusing or missing disclosuresGAExplainedYes
Feb 28, 2020Debt relief & credit repairProblem with customer serviceNYExplainedYes
Feb 9, 2020Debt relief & credit repairProblem with customer serviceNCExplainedYes
Jan 13, 2020Debt relief & credit repairFraud or scamCAFixedYes
Nov 26, 2019Debt relief & credit repairFraud or scamOHExplainedYes
Nov 25, 2019Debt relief & credit repairConfusing or misleading advertising or marketingOHExplainedYes
Nov 25, 2019Debt relief & credit repairConfusing or missing disclosuresCTExplainedYes
Jun 28, 2019Debt relief & credit repairFraud or scamPAFixedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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