Debt collector · complaint record
TDS Financial complaints
Filed under TDS Financial LLC
Consumers have filed 13 complaints about TDS Financial since 2021, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 13
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since April 2021
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 26, 2025
Most complained-about debt collectors
TDS Financial complaints by month
The busiest month was July 2021 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How TDS Financial answered all time
- Closed with explanation17.7%
- Untimely response1292.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What TDS Financial complaints are about
Top TDS Financial problems
Inside "Took or threatened to take negative or legal action"
- Threatened to sue you for very old debt 7
- Sued you without properly notifying you of lawsuit 1
- Threatened to arrest you or take you to jail if you do not pay 1
- Seized or attempted to seize your property 1
Where TDS Financial complaints come from
Most complaints: Pennsylvania (2), Tennessee (2), Texas (2), Virginia (2), California (1).
TDS Financial compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | TDS FinancialDebt collection | - | 1 | - |
Compare side by side: TDS Financial vs Green Square · TDS Financial vs EMoneyUSA · TDS Financial vs Mullooly Jeffrey Rooney & Flynn · TDS Financial vs Credit World Services
What people say about TDS Financial
All experiencesNo experiences with TDS Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest TDS Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 26, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 10, 2022 | Student loans | Dealing with your lender or servicerDon't agree with the fees charged | No timely reply |
| Feb 12, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Jan 18, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Nov 23, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Oct 14, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Aug 19, 2021 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | No timely reply |
| Aug 19, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Jul 29, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Jul 19, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Jul 6, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Jun 30, 2021 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | No timely reply |
Questions about TDS Financial
How many complaints does TDS Financial have?
TDS Financial has 13 complaints on record since April 2021, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does TDS Financial respond to complaints?
Yes. TDS Financial answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with TDS Financial?
The most common problems are took or threatened to take negative or legal action (10), communication tactics (1), dealing with your lender or servicer (1).
Is TDS Financial legit?
TDS Financial is a real company with a public complaint record: consumers have complained about it 13 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is TDS Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against TDS Financial?
Complain to TDS Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most TDS Financial complaints come from?
Most come from Pennsylvania (2), Tennessee (2), Texas (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about TDS Financial
No comments yet. Start the conversation - questions are welcome too.