Debt collector · complaint record
Tesoro Financial complaints
Filed under TESORO FINANCIAL, LLC
Consumers have filed 16 complaints about Tesoro Financial since 2024, 6 of them in the last 12 months. It answered 16.7% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 16
- Last 12 months
- 6
- Answered on time
- 16.7%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #883 of 1,963
Since April 2024
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 11, 2026
Most complained-about debt collectors
Tesoro Financial complaints by month
The busiest month was November 2025 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Tesoro Financial answered all time
- Closed with explanation956.2%
- Untimely response743.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Tesoro Financial complaints are about
Top Tesoro Financial problems
Inside "Took or threatened to take negative or legal action"
- Sued you without properly notifying you of lawsuit 4
- Threatened or suggested your credit would be damaged 1
Tesoro Financial compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Tesoro FinancialDebt collection | - | 6 | - |
Compare side by side: Tesoro Financial vs Green Square · Tesoro Financial vs EMoneyUSA · Tesoro Financial vs Mullooly Jeffrey Rooney & Flynn · Tesoro Financial vs Credit World Services
What people say about Tesoro Financial
All experiencesNo experiences with Tesoro Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Tesoro Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 11, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Jun 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jun 2, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Jan 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Nov 20, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Nov 16, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | No timely reply |
| Nov 11, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Nov 8, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Nov 7, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | No timely reply |
| Aug 18, 2025 | Payday & personal loans | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 15, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 3, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
Questions about Tesoro Financial
How many complaints does Tesoro Financial have?
Tesoro Financial has 16 complaints on record since April 2024, including 6 in the last 12 months and 0 in the last 30 days. That makes it number 1,757 of every company by complaints this year.
Does Tesoro Financial respond to complaints?
Yes. Tesoro Financial answered 16.7% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Tesoro Financial?
The most common problems are took or threatened to take negative or legal action (5), attempts to collect debt not owed (2), improper use of your report (3).
Is Tesoro Financial legit?
Tesoro Financial is a real company with a public complaint record: consumers have complained about it 16 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Tesoro Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Tesoro Financial?
Complain to Tesoro Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Tesoro Financial complaints come from?
Most come from Georgia (9), Tennessee (5), Texas (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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