Debt collection
The Thomas Agency debt collection complaints
Consumers have filed 194 complaints about The Thomas Agency's debt collection, 9 in the last 12 months (-57%). The Thomas Agency answered 0% on time and closed - with relief. See the whole The Thomas Agency record.
The Thomas Agency against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | The Thomas Agency | 9 | 0% | - |
Latest The Thomas Agency debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| May 9, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| May 6, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Mar 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Feb 17, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Jan 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Jan 16, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | No timely reply |
| Jan 2, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Dec 8, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Nov 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Sep 22, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | No timely reply |
| Sep 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Sep 3, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Sep 3, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Aug 23, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Aug 12, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Jul 17, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Jun 19, 2025 | Debt collection | Electronic communicationsContacted before 8am or after 9pm | No timely reply |
| Jun 2, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| May 24, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | No timely reply |
| May 17, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Apr 21, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Apr 9, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Apr 3, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Mar 29, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Mar 29, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Mar 7, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Mar 1, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Feb 5, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Jan 4, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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