Credit reporting
Total Card credit reporting complaints
Consumers have filed 211 complaints about Total Card's credit reporting, 10 in the last 12 months. Total Card answered 100% on time and closed 0% with relief. See the whole Total Card record.
Total Card against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Total Card | 10 | 100% | 0% |
Latest Total Card credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 8, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 4, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 28, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Dec 21, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 6, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 5, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 12, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 29, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Aug 17, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 22, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 22, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 7, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 22, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 28, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 13, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 9, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 8, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 6, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 9, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 25, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 22, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 22, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 2, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jan 7, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Dec 15, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 2, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Nov 28, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 19, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 10, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 22, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Total Card
No comments yet. Start the conversation - questions are welcome too.