Credit reporting
Total Card credit reporting complaints
Consumers have filed 211 complaints about Total Card's credit reporting, 10 in the last 12 months. Total Card answered 100% on time and closed 0% with relief. See the whole Total Card record.
Total Card against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Total Card | 10 | 100% | 0% |
Latest Total Card credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 5, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 10, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 7, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 1, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 1, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 27, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 18, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 18, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 4, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 22, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 9, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 6, 2024 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Jan 24, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 22, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 21, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 21, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 21, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 21, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 13, 2023 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 9, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 3, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 22, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 26, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Jul 18, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 13, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 7, 2023 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
| Apr 20, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 14, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 10, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 8, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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