Credit reporting
Universal Acceptance credit reporting complaints
Consumers have filed 121 complaints about Universal Acceptance's credit reporting, 35 in the last 12 months (+75%). Universal Acceptance answered 100% on time and closed 0% with relief. See the whole Universal Acceptance record.
Universal Acceptance against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Universal Acceptance | 35 | 100% | 0% |
Latest Universal Acceptance credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 28, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 20, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 27, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 7, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 2, 2020 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 1, 2020 | Credit reporting | Credit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service | Explained |
| Aug 21, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 16, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 19, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 2, 2020 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 12, 2019 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 1, 2019 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 21, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 24, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 21, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 28, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 24, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 24, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 9, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 20, 2018 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 5, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 25, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 14, 2018 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Feb 13, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jan 31, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 29, 2017 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Aug 13, 2017 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Jul 28, 2017 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Fixed |
| Jul 6, 2017 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Fixed |
| Jun 13, 2017 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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