Credit reporting
Universal Acceptance credit reporting complaints
Consumers have filed 121 complaints about Universal Acceptance's credit reporting, 35 in the last 12 months (+75%). Universal Acceptance answered 100% on time and closed 0% with relief. See the whole Universal Acceptance record.
Universal Acceptance against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Universal Acceptance | 35 | 100% | 0% |
Latest Universal Acceptance credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 17, 2024 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Feb 17, 2024 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Feb 14, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 30, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 23, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 8, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 12, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 4, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 14, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 30, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 20, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 11, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 23, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 27, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 21, 2022 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jun 21, 2022 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jun 6, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 19, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 19, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 31, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 28, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 6, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 23, 2021 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Jun 25, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 10, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 29, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 24, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 20, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 13, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 3, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Universal Acceptance
No comments yet. Start the conversation - questions are welcome too.