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Credit reporting

U.S. Bank credit reporting complaints

Consumers have filed 5,431 complaints about U.S. Bank's credit reporting, 933 in the last 12 months (-3%). U.S. Bank answered 100% on time and closed 50% with relief. See the whole U.S. Bank record.

U.S. Bank against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13U.S. Bank933-3%100%50%5,431

Every credit bureau ranked

Latest U.S. Bank credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Nov 5, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNJFixedYes
Nov 2, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Nov 1, 2026Credit reportingIncorrect information on your reportAccount status incorrectTNExplainedYes
Oct 31, 2026Credit reportingIncorrect information on your reportAccount information incorrectPAExplainedYes
Oct 31, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMIExplainedYes
Oct 30, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNJFixedYes
Oct 29, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseILIn progressYes
Oct 29, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAFixedYes
Oct 29, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAFixedYes
Oct 28, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNYFixedYes
Oct 28, 2026Credit reportingIncorrect information on your reportAccount information incorrectMOExplainedYes
Oct 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCTFixedYes
Oct 28, 2026Credit reportingIncorrect information on your reportAccount status incorrectTNExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportAccount information incorrectNVFixedYes
Oct 27, 2026Credit reportingImproper use of your reportReporting company used your report improperlyGAFixedYes
Oct 26, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Oct 25, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysMIExplainedYes
Oct 25, 2026Credit reportingIncorrect information on your reportAccount status incorrectCAFixedYes
Oct 25, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportILExplainedYes
Oct 24, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Oct 24, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Oct 24, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Oct 24, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Oct 23, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAFixedYes
Oct 22, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNYFixedYes
Oct 22, 2026Credit reportingIncorrect information on your reportAccount information incorrectSCFixedYes
Oct 21, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXFixedYes
Oct 20, 2026Credit reportingIncorrect information on your reportAccount information incorrectMOFixedYes
Oct 17, 2026Credit reportingIncorrect information on your reportAccount status incorrectGAFixedYes
Oct 17, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAFixedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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