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Debt collection

Valentine and Kebartas debt collection complaints

Consumers have filed 162 complaints about Valentine and Kebartas's debt collection. See the whole Valentine and Kebartas record.

Valentine and Kebartas against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Valentine and Kebartas0new--162

Every debt collector ranked

Latest Valentine and Kebartas debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Feb 25, 2025Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtPAExplainedYes
Nov 12, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountARExplainedYes
Oct 14, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountNJExplainedYes
Aug 14, 2024Debt collectionElectronic communicationsFrequent or repeated messagesMEExplainedYes
Aug 7, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtORExplainedYes
Jul 16, 2024Debt collectionElectronic communicationsFrequent or repeated messagesCAExplainedYes
Jul 8, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
Jun 9, 2024Debt collectionElectronic communicationsFrequent or repeated messagesTXExplainedYes
May 21, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedYes
May 18, 2024Debt collectionElectronic communicationsFrequent or repeated messagesCAExplainedYes
Feb 21, 2024Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtFLExplainedYes
Jan 22, 2024Debt collectionElectronic communicationsFrequent or repeated messagesILExplainedYes
Jan 6, 2024Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
Dec 27, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Nov 29, 2023Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtCAExplainedYes
Oct 16, 2023Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingTXExplainedYes
Sep 28, 2023Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingMIExplainedYes
Sep 7, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Aug 3, 2023Debt collectionThreatened to contact someone or share information improperlyContacted you instead of your attorneyCAExplainedYes
Jul 13, 2023Debt collectionCommunication tacticsFrequent or repeated callsNYExplainedYes
Jun 12, 2023Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingKYExplainedYes
May 27, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedLAExplainedYes
Apr 28, 2023Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingCAExplainedYes
Apr 14, 2023Debt collectionAttempts to collect debt not owedDebt was paidNYExplainedYes
Feb 28, 2023Debt collectionCommunication tacticsFrequent or repeated callsNYExplainedYes
Nov 8, 2022Debt collectionCommunication tacticsFrequent or repeated callsNYExplainedYes
Jul 9, 2022Debt collectionCommunication tacticsFrequent or repeated callsNYExplainedYes
May 23, 2022Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsNYExplainedYes
May 19, 2022Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingORExplainedYes
Apr 27, 2022Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingNYExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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