Debt collector · complaint record
Valentine and Kebartas complaints
Filed under Valentine and Kebartas, Inc.
Consumers have filed 206 complaints about Valentine and Kebartas since 2013, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is communication tactics.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 206
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since October 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Feb 25, 2025
Valentine and Kebartas complaints by month
The busiest month was March 2017 (16 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Valentine and Kebartas answered all time
- Closed with monetary relief10.5%
- Closed with explanation20599.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Valentine and Kebartas complaints are about
Top Valentine and Kebartas problems
Inside "Communication tactics"
- Frequent or repeated calls 24
- You told them to stop contacting you, but they keep trying 12
- Used obscene, profane, or other abusive language 4
- Called outside of 8am-9pm 2
- Called after sent written cease of comm 2
- Threatened to take legal action 2
Where Valentine and Kebartas complaints come from
Most complaints: Indiana (36), California (23), New York (22), Florida (16), Texas (12).
Valentine and Kebartas compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Valentine and KebartasDebt collection | - | 0 | - |
Compare side by side: Valentine and Kebartas vs Green Square · Valentine and Kebartas vs EMoneyUSA · Valentine and Kebartas vs Mullooly Jeffrey Rooney & Flynn · Valentine and Kebartas vs Credit World Services
What people say about Valentine and Kebartas
All experiencesNo experiences with Valentine and Kebartas yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Valentine and Kebartas complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 25, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Nov 12, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 14, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 20, 2024 | Credit cards | Problem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement | Explained |
| Aug 14, 2024 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Aug 7, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 16, 2024 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jul 8, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 9, 2024 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| May 21, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 18, 2024 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Feb 21, 2024 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
Questions about Valentine and Kebartas
How many complaints does Valentine and Kebartas have?
Valentine and Kebartas has 206 complaints on record since October 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does Valentine and Kebartas respond to complaints?
Yes. Valentine and Kebartas answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Valentine and Kebartas?
The most common problems are communication tactics (48), dealing with my lender or servicer (36), cont'd attempts collect debt not owed (34).
Is Valentine and Kebartas legit?
Valentine and Kebartas is a real company with a public complaint record: consumers have complained about it 206 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Valentine and Kebartas legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Valentine and Kebartas?
Complain to Valentine and Kebartas in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Valentine and Kebartas complaints come from?
Most come from Indiana (36), California (23), New York (22). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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