Debt collection
Valor Intelligent Processing debt collection complaints
Consumers have filed 395 complaints about Valor Intelligent Processing's debt collection, 171 in the last 12 months (+185%). Valor Intelligent Processing answered 99.4% on time and closed 0% with relief. See the whole Valor Intelligent Processing record.
Valor Intelligent Processing against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Valor Intelligent Processing | 171 | 99.4% | 0% |
Latest Valor Intelligent Processing debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 18, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Dec 18, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 15, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 13, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 11, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 11, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 9, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 7, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 4, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 2, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 1, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 24, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 21, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Nov 21, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 21, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 18, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 16, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 15, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Nov 11, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 30, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 29, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 27, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 23, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Oct 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 14, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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