Debt collection
Vanguard Financial Services debt collection complaints
Consumers have filed 27 complaints about Vanguard Financial Services's debt collection, 3 in the last 12 months. Vanguard Financial Services answered 100% on time and closed 0% with relief. See the whole Vanguard Financial Services record.
Vanguard Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Vanguard Financial Services | 3 | 100% | 0% |
Latest Vanguard Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 20, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 27, 2026 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Sep 20, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 7, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Feb 3, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 30, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 3, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 16, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 5, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 31, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 31, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 1, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 19, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 7, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 13, 2022 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 28, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 15, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Mar 22, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 7, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 27, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 24, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 20, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 30, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 30, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 7, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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