Debt collection
Vital Solutions debt collection complaints
Consumers have filed 197 complaints about Vital Solutions's debt collection. See the whole Vital Solutions record.
Vital Solutions against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Vital Solutions | 0 | - | - |
Latest Vital Solutions debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 8, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 18, 2022 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 14, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 22, 2021 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Aug 20, 2021 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 21, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 1, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 3, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 13, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 27, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 9, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 27, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 4, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 16, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 27, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 9, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 19, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 4, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 1, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 9, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 1, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 23, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 10, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 11, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 5, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 18, 2019 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| May 27, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 8, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 29, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 22, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Vital Solutions
No comments yet. Start the conversation - questions are welcome too.