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Debt collector · complaint record

Vital Solutions complaints

Consumers have filed 213 complaints about Vital Solutions since 2013, none in the last 12 months. It answered 91.5% on time and closed 0% with relief for the customer. The most common problem is cont'd attempts collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
213

Since July 2013

Last 12 months
0

new vs the year before

Answered on time
91.5%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Jul 8, 2022

Rank
-

Vital Solutions complaints by month

The busiest month was July 2014 (9 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Vital Solutions answered all time

  • Closed with non-monetary relief10.5%
  • Closed with explanation21199.1%
  • Closed10.5%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Vital Solutions complaints are about

  • Debt collection19792%
  • Auto loans & leases63%
  • Credit reporting63%
  • Payday & personal loans20.9%
  • Bank accounts10.5%
  • Credit cards10.5%

Top Vital Solutions problems

Inside "Cont'd attempts collect debt not owed"

  • Debt is not mine 50
  • Debt was paid 15
  • Debt resulted from identity theft 1

Where Vital Solutions complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (27), Florida (23), New York (22), Texas (20), New Jersey (12).

Vital Solutions compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Vital SolutionsDebt collection-0new91.5%0%-

Compare side by side: Vital Solutions vs Green Square · Vital Solutions vs EMoneyUSA · Vital Solutions vs Mullooly Jeffrey Rooney & Flynn · Vital Solutions vs Credit World Services

What people say about Vital Solutions

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Latest Vital Solutions complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jul 8, 2022Debt collectionCommunication tacticsFrequent or repeated callsWAExplainedYes
Apr 18, 2022Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingNJExplainedYes
Mar 1, 2022Credit reportingIncorrect information on your reportAccount status incorrectVAExplainedNo
Feb 14, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtMNExplainedYes
Oct 22, 2021Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageFLExplainedYes
Sep 28, 2021Credit reportingIncorrect information on your reportPublic record information inaccurateILExplainedNo
Aug 20, 2021Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingFLExplainedYes
Jul 21, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedNo
Jul 1, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNCExplainedYes
Jun 3, 2021Debt collectionAttempts to collect debt not owedDebt was paidNYExplainedNo
May 13, 2021Debt collectionCommunication tacticsFrequent or repeated callsNEExplainedNo
Apr 27, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedNo

Questions about Vital Solutions

How many complaints does Vital Solutions have?

Vital Solutions has 213 complaints on record since July 2013, including 0 in the last 12 months and 0 in the last 30 days.

Does Vital Solutions respond to complaints?

Yes. Vital Solutions answered 91.5% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Vital Solutions?
Is Vital Solutions legit?

Vital Solutions is a real company with a public complaint record: consumers have complained about it 213 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Vital Solutions legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Vital Solutions?

Complain to Vital Solutions in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Vital Solutions complaints come from?

Most come from California (27), Florida (23), New York (22). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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