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Debt collection

ZuntaFi debt collection complaints

Consumers have filed 45 complaints about ZuntaFi's debt collection, 9 in the last 12 months. ZuntaFi answered 100% on time and closed 11% with relief. See the whole ZuntaFi record.

ZuntaFi against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13ZuntaFi9new100%11%45

Every debt collector ranked

Latest ZuntaFi debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAFixedYes
Aug 12, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
Jul 16, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Jul 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
May 25, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Apr 17, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCOExplainedYes
Apr 17, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCOExplainedYes
Apr 17, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCOExplainedYes
Mar 6, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Sep 16, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedNo
Apr 29, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Mar 5, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Jan 7, 2025Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtGAExplainedYes
Dec 27, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursALExplainedYes
Dec 12, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountDEExplainedYes
Nov 20, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedSCExplainedYes
Nov 12, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Sep 26, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Sep 2, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Aug 28, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountDEExplainedYes
Mar 26, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtIDExplainedYes
Mar 9, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedNo
Feb 8, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Dec 4, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Oct 23, 2023Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingWAExplainedYes
Sep 20, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedPAExplainedYes
Aug 21, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedMNFixedYes
Feb 21, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Feb 9, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Dec 20, 2022Debt collectionCommunication tacticsFrequent or repeated callsMAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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