Credit bureau · complaint record
ZuntaFi complaints
Filed under ZuntaFi Corp
Consumers have filed 147 complaints about ZuntaFi since 2020, 34 of them in the last 12 months (+10% on the year before). It answered 100% on time and closed 6% with relief for the customer - less often than a typical credit bureau. The most common problem is incorrect information on your report.
Average response record. How it works
- Complaints on record
- 147
- Last 12 months
- 34
- Answered on time
- 100%
- Closed with relief
- 6%
- Last 30 days
- 3
- Rank
- #115 of 566
Since August 2020
+10% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Nov 7, 2026
Most complained-about credit bureaus & report companies
ZuntaFi complaints by month
The busiest month was February 2023 (6 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How ZuntaFi answered last 12 months
- Closed with non-monetary relief25.9%
- Closed with explanation3294.1%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers4/405.9% closed with relief
- Complaint trend9/15+10% vs last year
What ZuntaFi complaints are about
Top ZuntaFi problems
Inside "Incorrect information on your report"
- Information belongs to someone else 13
- Account information incorrect 10
- Account status incorrect 6
- Public record information inaccurate 1
Where ZuntaFi complaints come from
Most complaints: California (18), Georgia (14), Texas (13), Florida (13), Minnesota (12).
ZuntaFi compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Kubota North AmericaCredit reporting | 52 | 36 | C |
| 2 | Fidelity CapitalCredit reporting | 10 | 36 | F |
| 3 | MillimanCredit reporting | 60 | 35 | C |
| 4 | Sterling InfosystemsCredit reporting | 47 | 34 | D |
| 5 | DreamSpringCredit reporting | 60 | 34 | C |
| 6 | ZuntaFiCredit reporting | 58 | 34 | C |
| 7 | William D. Meeker EnterprisesCredit reporting | 60 | 33 | C |
| 8 | Auto TrakkCredit reporting | 53 | 33 | C |
Compare side by side: ZuntaFi vs Kubota North America · ZuntaFi vs Fidelity Capital · ZuntaFi vs Milliman · ZuntaFi vs Sterling Infosystems
What people say about ZuntaFi
All experiencesNo experiences with ZuntaFi yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest ZuntaFi complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 7, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 30, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 30, 2026 | Student loans | Issue with income share agreementMarketing or disclosure issues | Explained |
| Aug 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Aug 22, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 12, 2026 | Student loans | Dealing with your lender or servicerProblem with customer service | Explained |
| Jul 30, 2026 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| Jul 23, 2026 | Student loans | Dealing with your lender or servicerProblem with customer service | Explained |
| Jul 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 8, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about ZuntaFi
How many complaints does ZuntaFi have?
ZuntaFi has 147 complaints on record since August 2020, including 34 in the last 12 months and 3 in the last 30 days. That makes it number 835 of every company by complaints this year.
Does ZuntaFi respond to complaints?
Yes. ZuntaFi answered 100% of its complaints on time (within 15 days) and closed 6% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 58/100 (grade C).
What do people complain about most with ZuntaFi?
The most common problems are incorrect information on your report (30), dealing with your lender or servicer (26), took or threatened to take negative or legal action (9).
Is ZuntaFi legit?
ZuntaFi is a real company with a public complaint record: consumers have complained about it 147 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is ZuntaFi legit? for the signals, red flags and how to protect yourself.
Are complaints about ZuntaFi going up or down?
Roughly level. There were 34 complaints in the last 12 months against 31 in the 12 before (+10%). See every month.
How do I file a complaint against ZuntaFi?
Complain to ZuntaFi in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most ZuntaFi complaints come from?
Most come from California (18), Georgia (14), Texas (13). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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