Auto loans & leases
1st Franklin Financial auto loans & leases complaints
Consumers have filed 8 complaints about 1st Franklin Financial's auto loans & leases, 3 in the last 12 months. 1st Franklin Financial answered 100% on time and closed 0% with relief. See the whole 1st Franklin Financial record.
1st Franklin Financial against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | 1st Franklin Financial | 3 | 100% | 0% |
Latest 1st Franklin Financial auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 13, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Mar 4, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Feb 8, 2026 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 25, 2024 | Auto loans & leases | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
| Aug 29, 2024 | Auto loans & leases | Managing the loan or leaseProblem with the interest rate | Explained |
| Oct 24, 2022 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Explained |
| Mar 21, 2017 | Auto loans & leases | Taking out the loan or lease | Explained |
| Mar 4, 2013 | Auto loans & leases | Managing the loan or lease | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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