Credit reporting
Acima credit reporting complaints
Consumers have filed 1,455 complaints about Acima's credit reporting, 117 in the last 12 months (-62%). Acima answered 100% on time and closed 11% with relief. See the whole Acima record.
Acima against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Acima | 117 | 100% | 11% |
Latest Acima credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 27, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 23, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 22, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 20, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 19, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 17, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 14, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 14, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 6, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 5, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 3, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 23, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 23, 2025 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Dec 19, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 18, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 18, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 17, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 15, 2025 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
| Dec 10, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 4, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 26, 2025 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Nov 26, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 25, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 21, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 19, 2025 | Credit reporting | Credit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service | Explained |
| Nov 15, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 13, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 12, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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