Debt collection
ACS Education Services debt collection complaints
Consumers have filed 86 complaints about ACS Education Services's debt collection, 2 in the last 12 months. ACS Education Services answered 100% on time and closed 0% with relief. See the whole ACS Education Services record.
ACS Education Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | ACS Education Services | 2 | 100% | 0% |
Latest ACS Education Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 24, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 8, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 10, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 13, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Mar 9, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 24, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 27, 2021 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jul 27, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 27, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 14, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 11, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 27, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 29, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Nov 30, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 21, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 20, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 21, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 10, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 8, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 6, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 4, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 21, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 10, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 8, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 9, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 8, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 7, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 7, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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