Debt collector · complaint record
Action Finance complaints
Filed under Action Finance Inc.
Consumers have filed 14 complaints about Action Finance since 2017, 3 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 14
- Last 12 months
- 3
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,125 of 1,963
Since June 2017
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 8, 2026
Most complained-about debt collectors
Action Finance complaints by month
The busiest month was April 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Action Finance answered all time
- Closed with non-monetary relief214.3%
- Closed with explanation1285.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Action Finance complaints are about
Top Action Finance problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 4
Action Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Action FinanceDebt collection | - | 3 | - |
Compare side by side: Action Finance vs Green Square · Action Finance vs EMoneyUSA · Action Finance vs Mullooly Jeffrey Rooney & Flynn · Action Finance vs Credit World Services
What people say about Action Finance
All experiencesNo experiences with Action Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Action Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 8, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 16, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 21, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 14, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 23, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 25, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Apr 25, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 27, 2025 | Payday & personal loans | Problem when making payments | Explained |
| Mar 5, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 7, 2020 | Payday & personal loans | Struggling to pay your loan | Fixed |
| Apr 15, 2020 | Payday & personal loans | Struggling to pay your loan | Fixed |
| Nov 26, 2018 | Payday & personal loans | Improper use of your reportReporting company used your report improperly | Explained |
Questions about Action Finance
How many complaints does Action Finance have?
Action Finance has 14 complaints on record since June 2017, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does Action Finance respond to complaints?
Yes. Action Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Action Finance?
The most common problems are took or threatened to take negative or legal action (4), written notification about debt (2), struggling to pay your loan (2).
Is Action Finance legit?
Action Finance is a real company with a public complaint record: consumers have complained about it 14 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Action Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Action Finance?
Complain to Action Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Action Finance complaints come from?
Most come from Texas (14). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Action Finance
No comments yet. Start the conversation - questions are welcome too.