Debt collector · complaint record
Affirmative Law, PC complaints
Consumers have filed 16 complaints about Affirmative Law, PC since 2025, 14 of them in the last 12 months. It answered 0% on time. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 16
- Last 12 months
- 14
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- #635 of 1,963
Since July 2025
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 3, 2026
Most complained-about debt collectors
Affirmative Law, PC complaints by month
The busiest month was December 2025 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Affirmative Law, PC answered all time
- Untimely response16100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Affirmative Law, PC complaints are about
Top Affirmative Law, PC problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 7
- Threatened to arrest you or take you to jail if you do not pay 1
Where Affirmative Law, PC complaints come from
Most complaints: Texas (6), North Carolina (2), Florida (2), New Jersey (1), Oklahoma (1).
Affirmative Law, PC compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Affirmative Law, PCDebt collection | - | 14 | - |
Compare side by side: Affirmative Law, PC vs Green Square · Affirmative Law, PC vs EMoneyUSA · Affirmative Law, PC vs Mullooly Jeffrey Rooney & Flynn · Affirmative Law, PC vs Credit World Services
What people say about Affirmative Law, PC
All experiencesNo experiences with Affirmative Law, PC yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Affirmative Law, PC complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 3, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Aug 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jul 31, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Jun 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Mar 31, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Mar 31, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Mar 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Feb 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Feb 1, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | No timely reply |
| Dec 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Dec 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Dec 5, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
Questions about Affirmative Law, PC
How many complaints does Affirmative Law, PC have?
Affirmative Law, PC has 16 complaints on record since July 2025, including 14 in the last 12 months and 0 in the last 30 days. That makes it number 1,264 of every company by complaints this year.
Does Affirmative Law, PC respond to complaints?
Yes. Affirmative Law, PC answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Affirmative Law, PC?
The most common problems are took or threatened to take negative or legal action (8), attempts to collect debt not owed (5), incorrect information on your report (2).
Is Affirmative Law, PC legit?
Affirmative Law, PC is a real company with a public complaint record: consumers have complained about it 16 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Affirmative Law, PC legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Affirmative Law, PC?
Complain to Affirmative Law, PC in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Affirmative Law, PC complaints come from?
Most come from Texas (6), North Carolina (2), Florida (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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