Debt collector · complaint record
American Financial Credit Services complaints
Filed under American Financial Credit Services, Inc.
Consumers have filed 14 complaints about American Financial Credit Services since 2013, none in the last 12 months. It answered 92.9% on time and closed 0% with relief for the customer. The most common problem is false statements or representation.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 14
- Last 12 months
- 0
- Answered on time
- 92.9%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since October 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 8, 2025
American Financial Credit Services complaints by month
The busiest month was May 2017 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How American Financial Credit Services answered all time
- Closed with explanation1392.9%
- Closed17.1%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top American Financial Credit Services problems
Inside "False statements or representation"
- Attempted to collect wrong amount 2
- Indicated committed crime not paying 1
- Indicated shouldn't respond to lawsuit 1
Where American Financial Credit Services complaints come from
Most complaints: Indiana (5), Michigan (3), South Carolina (2), Alabama (1), Illinois (1).
American Financial Credit Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | American Financial Credit ServicesDebt collection | - | 0 | - |
Compare side by side: American Financial Credit Services vs Green Square · American Financial Credit Services vs EMoneyUSA · American Financial Credit Services vs Mullooly Jeffrey Rooney & Flynn · American Financial Credit Services vs Credit World Services
What people say about American Financial Credit Services
All experiencesNo experiences with American Financial Credit Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest American Financial Credit Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 8, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 9, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 11, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 23, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 12, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 19, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 17, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 6, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 3, 2016 | Debt collection | False statements or representationIndicated committed crime not paying | Explained |
| Mar 15, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Dec 11, 2015 | Debt collection | Taking/threatening an illegal actionAttempted to/Collected exempt funds | Closed |
| Aug 12, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
Questions about American Financial Credit Services
How many complaints does American Financial Credit Services have?
American Financial Credit Services has 14 complaints on record since October 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does American Financial Credit Services respond to complaints?
Yes. American Financial Credit Services answered 92.9% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with American Financial Credit Services?
The most common problems are false statements or representation (4), cont'd attempts collect debt not owed (4), attempts to collect debt not owed (3).
Is American Financial Credit Services legit?
American Financial Credit Services is a real company with a public complaint record: consumers have complained about it 14 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is American Financial Credit Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against American Financial Credit Services?
Complain to American Financial Credit Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most American Financial Credit Services complaints come from?
Most come from Indiana (5), Michigan (3), South Carolina (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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