Auto lender · complaint record
American Lending Finance complaints
Consumers have filed 18 complaints about American Lending Finance since 2023, 9 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is repossession. It is the 50th most complained-about of 193 auto lenders this year.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 18
- Last 12 months
- 9
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #50 of 193
Since February 2023
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Nov 12, 2026
Most complained-about auto lenders
American Lending Finance complaints by month
The busiest month was July 2026 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How American Lending Finance answered all time
- Closed with explanation18100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What American Lending Finance complaints are about
Top American Lending Finance problems
Inside "Repossession"
- Notice to repossess 3
- Loan balance remaining after the vehicle is repossessed and sold 3
- Damage caused or loss of personal items in vehicle during the actual repossession 1
- Deficiency balance after repossession 1
American Lending Finance compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | American Lending FinanceAuto loans & leases | - | 9 | - |
Compare side by side: American Lending Finance vs The Savings Group · American Lending Finance vs AC AutoPay LLC, Denver, CO Branch · American Lending Finance vs CARS Acquisition · American Lending Finance vs EA Holdings
What people say about American Lending Finance
All experiencesNo experiences with American Lending Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest American Lending Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 12, 2026 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Oct 28, 2026 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | Explained |
| Oct 5, 2026 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Jul 31, 2026 | Auto loans & leases | Getting a loan or leaseProblem with signing the paperwork | Explained |
| Jul 4, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 15, 2026 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Mar 15, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Dec 9, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Nov 18, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 15, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Jul 29, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Jun 24, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about American Lending Finance
How many complaints does American Lending Finance have?
American Lending Finance has 18 complaints on record since February 2023, including 9 in the last 12 months and 2 in the last 30 days. That makes it number 1,516 of every company by complaints this year.
Does American Lending Finance respond to complaints?
Yes. American Lending Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with American Lending Finance?
The most common problems are repossession (8), took or threatened to take negative or legal action (2), getting a loan or lease (1).
Is American Lending Finance legit?
American Lending Finance is a real company with a public complaint record: consumers have complained about it 18 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is American Lending Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against American Lending Finance?
Complain to American Lending Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most American Lending Finance complaints come from?
Most come from Michigan (17), Maryland (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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