Payday & personal loans
Amscot payday & personal loans complaints
Consumers have filed 65 complaints about Amscot's payday & personal loans, 10 in the last 12 months. Amscot answered 100% on time and closed 0% with relief. See the whole Amscot record.
Amscot against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Amscot | 10 | 100% | 0% |
Latest Amscot payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 31, 2017 | Payday & personal loans | Can't contact lender | Explained |
| Jun 30, 2016 | Payday & personal loans | Charged bank acct wrong day or amt | Fixed |
| Jan 4, 2016 | Payday & personal loans | Problems when you are unable to pay | Money back |
| Aug 31, 2015 | Payday & personal loans | Applied for loan/did not receive money | Explained |
| Aug 4, 2014 | Payday & personal loans | Charged fees or interest I didn't expect | Fixed |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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