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Payday & personal loans

Amscot payday & personal loans complaints

Consumers have filed 65 complaints about Amscot's payday & personal loans, 10 in the last 12 months. Amscot answered 100% on time and closed 0% with relief. See the whole Amscot record.

Amscot against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Amscot10new100%0%65

Every lender ranked

Latest Amscot payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Dec 13, 2022Payday & personal loansCan't contact lender or servicerFLExplainedYes
Nov 18, 2022Payday & personal loansLoan payment wasn't credited to your accountFLExplainedYes
Sep 27, 2022Payday & personal loansStruggling to pay your loanFLExplainedYes
Sep 6, 2022Payday & personal loansStruggling to pay your loanFLMoney backYes
Jun 21, 2022Payday & personal loansStruggling to pay your loanFLExplainedYes
Jan 11, 2022Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountFLMoney backYes
Nov 17, 2021Payday & personal loansStruggling to pay your loanFLExplainedYes
Jul 4, 2021Payday & personal loansWas approved for a loan, but didn't receive the moneyFLMoney backYes
Jul 1, 2021Payday & personal loansProblem with the payoff process at the end of the loanFLMoney backYes
Aug 17, 2020Payday & personal loansProblem with the payoff process at the end of the loanFLMoney backYes
Jul 22, 2020Payday & personal loansLoan payment wasn't credited to your accountFLExplainedYes
Jul 2, 2020Payday & personal loansProblem when making paymentsFLExplainedYes
Mar 11, 2020Payday & personal loansCan't contact lender or servicer-ExplainedYes
Jul 25, 2019Payday & personal loansProblem with the payoff process at the end of the loanFLExplainedYes
Jul 9, 2019Payday & personal loansCharged fees or interest you didn't expect-FixedYes
Jul 7, 2019Payday & personal loansLoan payment wasn't credited to your accountFLFixedYes
Jun 26, 2019Payday & personal loansProblem with the payoff process at the end of the loanFLFixedYes
Feb 17, 2019Payday & personal loansProblem with the payoff process at the end of the loanFLExplainedYes
Feb 7, 2019Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountFLExplainedYes
Jan 10, 2019Payday & personal loansStruggling to pay your loanFLExplainedYes
Nov 17, 2018Payday & personal loansProblem with the payoff process at the end of the loanFLExplainedYes
Oct 29, 2018Payday & personal loansProblem with the payoff process at the end of the loanFLExplainedYes
Oct 7, 2018Payday & personal loansCharged fees or interest you didn't expectFLMoney backYes
Aug 8, 2018Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountFLFixedYes
Jul 6, 2018Payday & personal loansStruggling to pay your loan-ExplainedYes
Jun 25, 2018Payday & personal loansStruggling to pay your loanFLFixedYes
Jun 22, 2018Payday & personal loansWas approved for a loan, but didn't receive the moneyFLExplainedYes
Jun 6, 2018Payday & personal loansStruggling to pay your loanFLFixedYes
Dec 20, 2017Payday & personal loansStruggling to pay your loanFLFixedYes
Oct 22, 2017Payday & personal loansProblem with the payoff process at the end of the loanFLMoney backYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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