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Payday & personal loans

Amscot payday & personal loans complaints

Consumers have filed 65 complaints about Amscot's payday & personal loans, 10 in the last 12 months. Amscot answered 100% on time and closed 0% with relief. See the whole Amscot record.

Amscot against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Amscot10new100%0%65

Every lender ranked

Latest Amscot payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Sep 20, 2026Payday & personal loansStruggling to pay your loanFLExplainedYes
Jul 28, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Jul 21, 2026Payday & personal loansUnable to get your credit report or credit scoreOther problem getting your report or credit scoreFLExplainedYes
Jul 21, 2026Payday & personal loansReceived a loan you didn't apply forFLExplainedYes
Jun 24, 2026Payday & personal loansProblem with the payoff process at the end of the loanFLExplainedYes
Jun 22, 2026Payday & personal loansProblem with the payoff process at the end of the loanFLExplainedYes
May 21, 2026Payday & personal loansLoan payment wasn't credited to your accountFLExplainedYes
Feb 25, 2026Payday & personal loansWas approved for a loan, but didn't receive the moneyFLExplainedYes
Dec 22, 2025Payday & personal loansLoan payment wasn't credited to your accountFLExplainedYes
Dec 13, 2025Payday & personal loansLoan payment wasn't credited to your accountFLExplainedYes
Nov 13, 2025Payday & personal loansReceived a loan you didn't apply forFLExplainedYes
Jul 5, 2025Payday & personal loansWas approved for a loan, but didn't receive the moneyFLExplainedYes
May 27, 2025Payday & personal loansReceived a loan you didn't apply forFLExplainedYes
Feb 8, 2025Payday & personal loansProblem with the payoff process at the end of the loanFLExplainedYes
Jan 29, 2025Payday & personal loansReceived a loan you didn't apply forFLExplainedYes
Jan 5, 2025Payday & personal loansLoan payment wasn't credited to your accountFLExplainedYes
Dec 13, 2024Payday & personal loansLoan payment wasn't credited to your accountFLExplainedYes
Jun 21, 2024Payday & personal loansStruggling to pay your loanFLExplainedYes
May 28, 2024Payday & personal loansProblem with the payoff process at the end of the loanFLExplainedYes
May 17, 2024Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Apr 17, 2024Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountFLExplainedYes
Mar 30, 2024Payday & personal loansProblem when making paymentsFLExplainedYes
Mar 11, 2024Payday & personal loansLost or stolen refundTXExplainedYes
Mar 10, 2024Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountFLExplainedYes
Dec 23, 2023Payday & personal loansReceived a loan you didn't apply forFLExplainedYes
Nov 26, 2023Payday & personal loansStruggling to pay your loanFLExplainedYes
Oct 18, 2023Payday & personal loansCan't contact lender or servicerFLExplainedYes
Sep 20, 2023Payday & personal loansWas approved for a loan, but didn't receive the moneyFLExplainedYes
Sep 5, 2023Payday & personal loansStruggling to pay your loanFLExplainedYes
Mar 7, 2023Payday & personal loansStruggling to pay your loanFLExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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