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Credit reporting

Atlanticus credit reporting complaints

Consumers have filed 1,713 complaints about Atlanticus's credit reporting, 462 in the last 12 months (+34%). Atlanticus answered 100% on time and closed 43% with relief. See the whole Atlanticus record.

Atlanticus against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Atlanticus462+34%100%43%1,713

Every credit bureau ranked

Latest Atlanticus credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Jun 19, 2026Credit reportingIncorrect information on your reportAccount information incorrectMDFixedYes
Jun 19, 2026Credit reportingIncorrect information on your reportAccount information incorrectMSExplainedYes
Jun 17, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Jun 17, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Jun 16, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Jun 16, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMAExplainedYes
Jun 12, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Jun 11, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeNCFixedYes
Jun 9, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Jun 9, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayCAExplainedYes
Jun 8, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXFixedYes
Jun 6, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNCExplainedYes
Jun 6, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXFixedYes
Jun 5, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jun 4, 2026Credit reportingIncorrect information on your reportAccount status incorrectCAMoney backYes
Jun 4, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportVAFixedYes
Jun 2, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Jun 1, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
May 29, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportOHExplainedYes
May 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMIExplainedYes
May 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyARFixedYes
May 28, 2026Credit reportingIncorrect information on your reportAccount status incorrectTNExplainedYes
May 27, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeKSExplainedYes
May 27, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
May 27, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTNFixedYes
May 25, 2026Credit reportingIncorrect information on your reportAccount status incorrectVAFixedYes
May 24, 2026Credit reportingImproper use of your reportReporting company used your report improperlyPAFixedYes
May 23, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMSExplainedYes
May 23, 2026Credit reportingIncorrect information on your reportPublic record information inaccurateNYFixedYes
May 21, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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