Auto loans & leases
Auto Credit USA auto loans & leases complaints
Consumers have filed 6 complaints about Auto Credit USA's auto loans & leases, 2 in the last 12 months. Auto Credit USA answered 100% on time and closed 0% with relief. See the whole Auto Credit USA record.
Auto Credit USA against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | Auto Credit USA | 2 | 100% | 0% |
Latest Auto Credit USA auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 14, 2026 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Mar 18, 2026 | Auto loans & leases | Incorrect information on your reportPersonal information incorrect | Explained |
| May 27, 2025 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| May 1, 2025 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Aug 11, 2024 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Feb 12, 2024 | Auto loans & leases | Getting a loan or leaseProblem with signing the paperwork | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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