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Debt collection

Avid Acceptance debt collection complaints

Consumers have filed 39 complaints about Avid Acceptance's debt collection, 5 in the last 12 months. Avid Acceptance answered 100% on time and closed 0% with relief. See the whole Avid Acceptance record.

Avid Acceptance against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Avid Acceptance5new100%0%39

Every debt collector ranked

Latest Avid Acceptance debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jul 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Dec 23, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Dec 20, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Dec 10, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Nov 18, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedINExplainedYes
Nov 8, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingUTExplainedYes
Nov 7, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Oct 30, 2025Debt collectionCommunication tacticsFrequent or repeated callsUTExplainedYes
Oct 28, 2025Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingTXExplainedYes
Sep 11, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Sep 8, 2025Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsVAExplainedYes
Aug 18, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
May 8, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingMOExplainedYes
May 6, 2025Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCOExplainedYes
Mar 20, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
May 29, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
May 21, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftVAExplainedYes
May 9, 2024Debt collectionCommunication tacticsCalled before 8am or after 9pmAZExplainedYes
Apr 11, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Mar 29, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Feb 3, 2024Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedOHExplainedYes
Nov 30, 2023Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopINExplainedYes
Nov 8, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountCOExplainedYes
Aug 20, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountIAExplainedYes
Nov 9, 2022Debt collectionCommunication tacticsFrequent or repeated callsNCExplainedYes
Jul 27, 2022Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCOExplainedYes
Jul 27, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Apr 29, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
Apr 19, 2022Debt collectionCommunication tacticsFrequent or repeated callsNCExplainedYes
Jul 20, 2021Debt collectionCommunication tacticsFrequent or repeated callsCOExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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