Credit bureau · complaint record
Avid Acceptance complaints
Filed under Avid Acceptance, LLC
Consumers have filed 204 complaints about Avid Acceptance since 2014, 37 of them in the last 12 months (+3% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical credit bureau. The most common problem is incorrect information on your report.
Average response record. How it works
- Complaints on record
- 204
- Last 12 months
- 37
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #109 of 566
Since November 2014
+3% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 19, 2026
Most complained-about credit bureaus & report companies
Avid Acceptance complaints by month
The busiest month was December 2025 (7 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Avid Acceptance answered last 12 months
- Closed with explanation37100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend10/15+3% vs last year
What Avid Acceptance complaints are about
Top Avid Acceptance problems
Inside "Incorrect information on your report"
- Account information incorrect 21
- Account status incorrect 12
- Information belongs to someone else 5
- Information is missing that should be on the report 1
- Public record information inaccurate 1
- Old information reappears or never goes away 1
Where Avid Acceptance complaints come from
Most complaints: Arizona (30), Illinois (25), Georgia (23), Indiana (22), Colorado (17).
Avid Acceptance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | CARCO GroupCredit reporting | 11 | 37 | F |
| 2 | PayTomorrowCredit reporting | 28 | 37 | F |
| 3 | Avid AcceptanceCredit reporting | 55 | 37 | C |
| 4 | Kubota North AmericaCredit reporting | 52 | 36 | C |
| 5 | Fidelity CapitalCredit reporting | 10 | 36 | F |
| 6 | MillimanCredit reporting | 60 | 35 | C |
| 7 | Sterling InfosystemsCredit reporting | 47 | 34 | D |
| 8 | DreamSpringCredit reporting | 60 | 34 | C |
Compare side by side: Avid Acceptance vs CARCO Group · Avid Acceptance vs PayTomorrow · Avid Acceptance vs Kubota North America · Avid Acceptance vs Fidelity Capital
What people say about Avid Acceptance
All experiencesNo experiences with Avid Acceptance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Avid Acceptance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 19, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 15, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Sep 14, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Sep 6, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Aug 26, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Aug 21, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 31, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 30, 2026 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Jul 24, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Avid Acceptance
How many complaints does Avid Acceptance have?
Avid Acceptance has 204 complaints on record since November 2014, including 37 in the last 12 months and 1 in the last 30 days. That makes it number 795 of every company by complaints this year.
Does Avid Acceptance respond to complaints?
Yes. Avid Acceptance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 55/100 (grade C).
What do people complain about most with Avid Acceptance?
The most common problems are incorrect information on your report (41), repossession (13), problem with a company's investigation into an existing problem (10).
Is Avid Acceptance legit?
Avid Acceptance is a real company with a public complaint record: consumers have complained about it 204 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Avid Acceptance legit? for the signals, red flags and how to protect yourself.
Are complaints about Avid Acceptance going up or down?
Roughly level. There were 37 complaints in the last 12 months against 36 in the 12 before (+3%). See every month.
How do I file a complaint against Avid Acceptance?
Complain to Avid Acceptance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Avid Acceptance complaints come from?
Most come from Arizona (30), Illinois (25), Georgia (23). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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