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Debt collection

Capital Recovery Systems debt collection complaints

Consumers have filed 31 complaints about Capital Recovery Systems's debt collection, 2 in the last 12 months. Capital Recovery Systems answered 100% on time and closed 0% with relief. See the whole Capital Recovery Systems record.

Capital Recovery Systems against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Capital Recovery Systems2new100%0%31

Every debt collector ranked

Latest Capital Recovery Systems debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Mar 26, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Dec 4, 2025Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyOHExplainedYes
Feb 7, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftOHExplainedYes
Dec 19, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtOHExplainedYes
Jun 22, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Mar 20, 2024Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialOHExplainedYes
Dec 4, 2023Debt collectionElectronic communicationsFrequent or repeated messagesNYExplainedYes
Nov 9, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftOHExplainedYes
Apr 21, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeINExplainedYes
Dec 27, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursMDExplainedYes
Sep 29, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Sep 16, 2022Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialOHExplainedYes
May 1, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Apr 11, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Dec 19, 2020Debt collectionAttempts to collect debt not owedDebt was paidILExplainedNo
Sep 2, 2020Debt collectionAttempts to collect debt not owedDebt is not yours-ExplainedYes
May 21, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtOHExplainedNo
Dec 2, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtOHExplainedNo
Nov 20, 2019Debt collectionCommunication tacticsFrequent or repeated callsGAExplainedNo
Mar 28, 2019Debt collectionAttempts to collect debt not owedDebt was paidOHExplainedNo
Apr 13, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursIAExplainedNo
Feb 5, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedNo
Sep 20, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtINExplainedYes
Jul 8, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineINExplainedNo
Jan 4, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Aug 6, 2015Debt collectionCommunication tacticsThreatened to take legal actionOHExplainedYes
Jul 15, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineOHExplainedYes
May 31, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineOHExplainedYes
Nov 18, 2014Debt collectionCommunication tacticsCalled outside of 8am-9pmTXExplainedNo
Sep 18, 2014Debt collectionImproper contact or sharing of infoTalked to a third party about my debtOHClosedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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