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Debt collector · complaint record

Capital Recovery Systems complaints

Consumers have filed 31 complaints about Capital Recovery Systems since 2014, 2 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
31

Since September 2014

Last 12 months
2

new vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Mar 26, 2026

Rank
#1,275 of 1,963

Most complained-about debt collectors

Capital Recovery Systems complaints by month

The busiest month was September 2014 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Capital Recovery Systems answered all time

  • Closed with explanation2993.5%
  • Closed26.5%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

Top Capital Recovery Systems problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 8
  • Debt was result of identity theft 2
  • Debt was paid 2

Where Capital Recovery Systems complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Ohio (19), Indiana (3), Maryland (1), New York (1), Pennsylvania (1).

Capital Recovery Systems compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Capital Recovery SystemsDebt collection-2new100%0%-

Compare side by side: Capital Recovery Systems vs Green Square · Capital Recovery Systems vs EMoneyUSA · Capital Recovery Systems vs Mullooly Jeffrey Rooney & Flynn · Capital Recovery Systems vs Credit World Services

What people say about Capital Recovery Systems

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Latest Capital Recovery Systems complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Mar 26, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Dec 4, 2025Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyOHExplainedYes
Feb 7, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftOHExplainedYes
Dec 19, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtOHExplainedYes
Jun 22, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Mar 20, 2024Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialOHExplainedYes
Dec 4, 2023Debt collectionElectronic communicationsFrequent or repeated messagesNYExplainedYes
Nov 9, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftOHExplainedYes
Apr 21, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeINExplainedYes
Dec 27, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursMDExplainedYes
Sep 29, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Sep 16, 2022Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialOHExplainedYes

Questions about Capital Recovery Systems

How many complaints does Capital Recovery Systems have?

Capital Recovery Systems has 31 complaints on record since September 2014, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.

Does Capital Recovery Systems respond to complaints?

Yes. Capital Recovery Systems answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Capital Recovery Systems?
Is Capital Recovery Systems legit?

Capital Recovery Systems is a real company with a public complaint record: consumers have complained about it 31 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Capital Recovery Systems legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Capital Recovery Systems?

Complain to Capital Recovery Systems in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Capital Recovery Systems complaints come from?

Most come from Ohio (19), Indiana (3), Maryland (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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