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Debt collection

Cavalry debt collection complaints

Consumers have filed 5,069 complaints about Cavalry's debt collection, 948 in the last 12 months (+30%). Cavalry answered 100% on time and closed 19% with relief. See the whole Cavalry record.

Cavalry against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Cavalry948+30%100%19%5,069

Every debt collector ranked

Latest Cavalry debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jul 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCAExplainedYes
Jul 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jul 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Jul 9, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitTXExplainedYes
Jul 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jul 8, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJExplainedYes
Jul 8, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 8, 2026Debt collectionThreatened to contact someone or share information improperlyContacted your employerVAExplainedYes
Jul 8, 2026Debt collectionAttempts to collect debt not owedDebt was paidKSExplainedYes
Jul 7, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Jul 7, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtILFixedYes
Jul 7, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAFixedYes
Jul 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Jul 3, 2026Debt collectionElectronic communicationsFrequent or repeated messagesTXExplainedYes
Jul 3, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingWAFixedYes
Jul 2, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftMAFixedYes
Jul 2, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAFixedYes
Jul 1, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtKYExplainedYes
Jun 30, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Jun 30, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedTXExplainedYes
Jun 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Jun 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jun 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jun 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 29, 2026Debt collectionCommunication tacticsFrequent or repeated callsMAFixedYes
Jun 29, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingGAExplainedYes
Jun 29, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jun 29, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Jun 28, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Jun 28, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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