Credit bureau · complaint record
Certified Credit Associates complaints
Filed under Certified Credit Associates, Inc.
Consumers have filed 4 complaints about Certified Credit Associates since 2017, none in the last 12 months. It answered 0% on time. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 0
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- -
Since May 2017
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: May 17, 2021
Certified Credit Associates complaints by month
The busiest month was May 2017 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Certified Credit Associates answered all time
- Untimely response4100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Certified Credit Associates complaints are about
Top Certified Credit Associates problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 2
Where Certified Credit Associates complaints come from
Most complaints: Georgia (1), Montana (1), Ohio (1), Tennessee (1).
Certified Credit Associates compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Certified Credit AssociatesCredit reporting | - | 0 | - |
Compare side by side: Certified Credit Associates vs Apple Financing · Certified Credit Associates vs Nav Technologies · Certified Credit Associates vs Opportunity Fund · Certified Credit Associates vs Heritage Financial Group
What people say about Certified Credit Associates
All experiencesNo experiences with Certified Credit Associates yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Certified Credit Associates complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 17, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Apr 15, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Mar 11, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| May 9, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
Questions about Certified Credit Associates
How many complaints does Certified Credit Associates have?
Certified Credit Associates has 4 complaints on record since May 2017, including 0 in the last 12 months and 0 in the last 30 days.
Does Certified Credit Associates respond to complaints?
Yes. Certified Credit Associates answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Certified Credit Associates?
The most common problems are improper use of your report (2), took or threatened to take negative or legal action (2).
Is Certified Credit Associates legit?
Certified Credit Associates is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Certified Credit Associates legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Certified Credit Associates?
Complain to Certified Credit Associates in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Certified Credit Associates complaints come from?
Most come from Georgia (1), Montana (1), Ohio (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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