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Charles Schwab credit cards complaints

Consumers have filed 34 complaints about Charles Schwab's credit cards, 7 in the last 12 months. Charles Schwab answered 100% on time and closed 0% with relief. See the whole Charles Schwab record.

Charles Schwab against other credit card companies

#Company12 monthsChangeOn timeReliefAll time
1Capital One14,231+52%99.9%22%71,421
2Citibank12,511+54%99.9%42%69,867
3Synchrony9,417+55%95.9%20%46,487
4JPMorgan Chase7,363+30%100%21%48,168
5Bank of America6,335+62%99.3%39%37,295
6American Express5,838+29%98.7%23%33,782
7Wells Fargo3,702+44%99.9%27%19,609
8Bread Financial (Comenity)3,690+29%100%47%21,535
9Goldman Sachs Bank (Apple Card, Marcus)3,156+36%100%27%10,467
10Barclays US2,871+36%100%7%18,152
11U.S. Bank2,011+50%100%33%11,339
12TransUnion1,897-74%100%57%19,687
13Charles Schwab7new100%0%34

Every card issuer ranked

Latest Charles Schwab credit cards complaints

ReceivedAboutIssueStateAnswerOn time
Sep 27, 2026Credit cardsOther features, terms, or problemsOther problemILExplainedYes
Apr 20, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementWAExplainedYes
Mar 28, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementMNExplainedYes
Feb 9, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementCAExplainedYes
Jan 5, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementCAExplainedYes
Dec 17, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementCAExplainedYes
Dec 1, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementTXExplainedYes
Oct 20, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement-ExplainedYes
Aug 8, 2025Credit cardsGetting a credit cardSent card you never applied forOKExplainedYes
Jun 20, 2025Credit cardsTrouble using your cardCan't use card to make purchasesNYExplainedYes
Apr 24, 2025Credit cardsGetting a credit cardCard opened without my consent or knowledgeTNExplainedYes
Oct 7, 2024Credit cardsGetting a credit cardApplication deniedILExplainedYes
Sep 27, 2024Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardNCExplainedYes
Feb 14, 2024Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementFLExplainedYes
Jan 31, 2024Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementTXExplainedYes
Dec 7, 2023Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementCAExplainedYes
Nov 9, 2023Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementNVExplainedYes
Aug 13, 2022Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementNCExplainedYes
Jul 11, 2022Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementCAExplainedYes
Feb 4, 2022Credit cardsClosing your accountCan't close your accountFLExplainedYes
Jan 27, 2022Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardALExplainedYes
Dec 15, 2021Credit cardsGetting a credit cardCard opened as result of identity theft or fraudVAExplainedYes
Apr 8, 2021Credit cardsGetting a credit cardCard opened as result of identity theft or fraudVAExplainedYes
Nov 20, 2020Credit cardsGetting a credit cardCard opened as result of identity theft or fraudILExplainedYes
Jul 3, 2020Credit cardsTrouble using your cardCan't use card to make purchasesOKExplainedYes
Mar 20, 2020Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardNYExplainedYes
Sep 4, 2019Credit cardsGetting a credit cardCard opened as result of identity theft or fraudNYExplainedYes
May 24, 2019Credit cardsGetting a credit cardCard opened as result of identity theft or fraudNYFixedYes
Feb 16, 2018Credit cardsOther features, terms, or problemsOther problemVAExplainedYes
Jan 5, 2018Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementNJFixedYes

Your rights with credit card companies

Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.

Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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