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Debt relief & credit repair

Citizens Debt relief debt relief & credit repair complaints

Consumers have filed 61 complaints about Citizens Debt relief's debt relief & credit repair, 44 in the last 12 months. Citizens Debt relief answered 38.6% on time and closed 32% with relief. See the whole Citizens Debt relief record.

Citizens Debt relief against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13Citizens Debt relief44new38.6%32%61

Every debt relief company ranked

Latest Citizens Debt relief debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Oct 31, 2026Debt relief & credit repairCharged upfront or unexpected feesCAExplainedYes
Oct 6, 2026Debt relief & credit repairConfusing or missing disclosuresFLExplainedYes
Sep 29, 2026Debt relief & credit repairCharged upfront or unexpected feesNYExplainedYes
Sep 21, 2026Debt relief & credit repairCharged upfront or unexpected feesCAExplainedYes
Sep 17, 2026Debt relief & credit repairDidn't provide services promisedFLExplainedYes
Sep 14, 2026Debt relief & credit repairCharged upfront or unexpected feesFLExplainedYes
Sep 12, 2026Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Aug 31, 2026Debt relief & credit repairDidn't provide services promisedAZExplainedNo
Aug 26, 2026Debt relief & credit repairCharged upfront or unexpected feesCAExplainedYes
Aug 10, 2026Debt relief & credit repairCharged upfront or unexpected feesCAExplainedYes
Aug 6, 2026Debt relief & credit repairCharged upfront or unexpected feesWIExplainedNo
Aug 6, 2026Debt relief & credit repairDidn't provide services promisedCAExplainedNo
Aug 4, 2026Debt relief & credit repairDidn't provide services promisedNCMoney backYes
Jul 29, 2026Debt relief & credit repairDidn't provide services promisedPAExplainedYes
Jul 28, 2026Debt relief & credit repairUnauthorized withdrawals or chargesTXMoney backYes
Jun 26, 2026Debt relief & credit repairProblem with customer serviceNYMoney backYes
Jun 23, 2026Debt relief & credit repairDidn't provide services promisedPAExplainedYes
Jun 18, 2026Debt relief & credit repairCharged upfront or unexpected feesNYMoney backNo
Jun 14, 2026Debt relief & credit repairCharged upfront or unexpected feesAZMoney backYes
Jun 13, 2026Debt relief & credit repairDidn't provide services promisedFLExplainedNo
Jun 10, 2026Debt relief & credit repairDidn't provide services promisedFLMoney backNo
Jun 8, 2026Debt relief & credit repairDidn't provide services promisedMIMoney backNo
May 20, 2026Debt relief & credit repairDidn't provide services promisedCAExplainedNo
May 12, 2026Debt relief & credit repairDidn't provide services promisedMDExplainedNo
Apr 24, 2026Debt relief & credit repairDidn't provide services promisedFLExplainedNo
Apr 24, 2026Debt relief & credit repairCharged upfront or unexpected feesPAMoney backNo
Apr 17, 2026Debt relief & credit repairDidn't provide services promisedMTMoney backNo
Apr 16, 2026Debt relief & credit repairDidn't provide services promisedCAExplainedNo
Apr 11, 2026Debt relief & credit repairDidn't provide services promisedWIExplainedNo
Mar 24, 2026Debt relief & credit repairUnauthorized withdrawals or chargesTXExplainedNo

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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