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Debt relief & credit repair

CL Holdings debt relief & credit repair complaints

Consumers have filed 133 complaints about CL Holdings's debt relief & credit repair, 48 in the last 12 months (-2%). CL Holdings answered 100% on time and closed 54% with relief. See the whole CL Holdings record.

CL Holdings against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13CL Holdings48-2%100%54%133

Every debt relief company ranked

Latest CL Holdings debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Mar 18, 2026Debt relief & credit repairCharged upfront or unexpected feesFLExplainedYes
Mar 9, 2026Debt relief & credit repairConfusing or missing disclosuresFLExplainedYes
Feb 25, 2026Debt relief & credit repairConfusing or missing disclosuresSCExplainedYes
Feb 17, 2026Debt relief & credit repairConfusing or missing disclosuresVTExplainedYes
Feb 16, 2026Debt relief & credit repairConfusing or missing disclosuresILExplainedYes
Feb 16, 2026Debt relief & credit repairUnauthorized withdrawals or chargesNJExplainedYes
Feb 4, 2026Debt relief & credit repairDidn't provide services promisedWVExplainedYes
Feb 2, 2026Debt relief & credit repairProblem with customer serviceOHExplainedYes
Feb 2, 2026Debt relief & credit repairCharged upfront or unexpected feesGAExplainedYes
Jan 28, 2026Debt relief & credit repairProblem with customer serviceTXExplainedYes
Jan 9, 2026Debt relief & credit repairConfusing or missing disclosuresCAExplainedYes
Dec 16, 2025Debt relief & credit repairConfusing or missing disclosuresILExplainedYes
Dec 16, 2025Debt relief & credit repairUnauthorized withdrawals or chargesNYExplainedYes
Dec 8, 2025Debt relief & credit repairUnauthorized withdrawals or chargesGAExplainedYes
Dec 7, 2025Debt relief & credit repairConfusing or missing disclosuresGAExplainedYes
Nov 28, 2025Debt relief & credit repairConfusing or misleading advertising or marketingTNExplainedYes
Nov 27, 2025Debt relief & credit repairConfusing or missing disclosuresCAExplainedYes
Nov 18, 2025Debt relief & credit repairConfusing or misleading advertising or marketingNVExplainedYes
Nov 6, 2025Debt relief & credit repairConfusing or missing disclosuresFLExplainedYes
Oct 25, 2025Debt relief & credit repairUnauthorized withdrawals or chargesOHExplainedYes
Oct 15, 2025Debt relief & credit repairUnauthorized withdrawals or chargesOHExplainedYes
Oct 14, 2025Debt relief & credit repairUnauthorized withdrawals or chargesCAExplainedYes
Oct 13, 2025Debt relief & credit repairConfusing or misleading advertising or marketingCAExplainedYes
Oct 13, 2025Debt relief & credit repairConfusing or missing disclosuresLAExplainedYes
Sep 5, 2025Debt relief & credit repairConfusing or misleading advertising or marketingGAExplainedYes
Aug 27, 2025Debt relief & credit repairConfusing or misleading advertising or marketingTXExplainedYes
Aug 26, 2025Debt relief & credit repairUnauthorized withdrawals or chargesCAExplainedYes
Aug 25, 2025Debt relief & credit repairConfusing or missing disclosuresCAExplainedYes
Aug 22, 2025Debt relief & credit repairProblem with customer serviceMIExplainedYes
Aug 18, 2025Debt relief & credit repairCharged upfront or unexpected feesAZExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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