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Debt relief & credit repair

CL Holdings debt relief & credit repair complaints

Consumers have filed 133 complaints about CL Holdings's debt relief & credit repair, 48 in the last 12 months (-2%). CL Holdings answered 100% on time and closed 54% with relief. See the whole CL Holdings record.

CL Holdings against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13CL Holdings48-2%100%54%133

Every debt relief company ranked

Latest CL Holdings debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Nov 4, 2026Debt relief & credit repairConfusing or missing disclosuresTXFixedYes
Nov 3, 2026Debt relief & credit repairConfusing or misleading advertising or marketingTXFixedYes
Oct 29, 2026Debt relief & credit repairProblem with customer serviceOHFixedYes
Oct 17, 2026Debt relief & credit repairConfusing or missing disclosuresCAFixedYes
Oct 15, 2026Debt relief & credit repairCharged upfront or unexpected feesMOFixedYes
Sep 22, 2026Debt relief & credit repairDidn't provide services promisedALFixedYes
Sep 8, 2026Debt relief & credit repairDidn't provide services promisedCTFixedYes
Sep 3, 2026Debt relief & credit repairDidn't provide services promisedTNFixedYes
Aug 26, 2026Debt relief & credit repairConfusing or missing disclosuresTXFixedYes
Aug 25, 2026Debt relief & credit repairCharged upfront or unexpected feesOHFixedYes
Aug 13, 2026Debt relief & credit repairProblem with customer serviceIAFixedYes
Aug 13, 2026Debt relief & credit repairUnauthorized withdrawals or chargesVAFixedYes
Jul 25, 2026Debt relief & credit repairDidn't provide services promisedCTFixedYes
Jul 25, 2026Debt relief & credit repairProblem with customer serviceCAFixedYes
Jul 24, 2026Debt relief & credit repairUnauthorized withdrawals or chargesTXFixedYes
Jul 21, 2026Debt relief & credit repairConfusing or missing disclosuresCAFixedYes
Jul 15, 2026Debt relief & credit repairProblem with customer serviceNEFixedYes
Jul 14, 2026Debt relief & credit repairConfusing or missing disclosuresMIFixedYes
Jun 7, 2026Debt relief & credit repairProblem with customer serviceCAFixedYes
Jun 3, 2026Debt relief & credit repairProblem with customer serviceNJFixedYes
Jun 1, 2026Debt relief & credit repairDidn't provide services promisedMIFixedYes
May 29, 2026Debt relief & credit repairProblem with customer serviceILFixedYes
May 23, 2026Debt relief & credit repairConfusing or missing disclosuresTXExplainedYes
May 21, 2026Debt relief & credit repairConfusing or missing disclosuresNYFixedYes
May 11, 2026Debt relief & credit repairConfusing or misleading advertising or marketingTXFixedYes
May 4, 2026Debt relief & credit repairDidn't provide services promisedPAFixedYes
Apr 23, 2026Debt relief & credit repairDidn't provide services promisedOKExplainedYes
Apr 9, 2026Debt relief & credit repairUnauthorized withdrawals or chargesNVExplainedYes
Mar 25, 2026Debt relief & credit repairProblem with customer serviceOHFixedYes
Mar 21, 2026Debt relief & credit repairProblem with customer serviceORExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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