Payday & personal loans
Credible Labs payday & personal loans complaints
Consumers have filed 14 complaints about Credible Labs's payday & personal loans. See the whole Credible Labs record.
Credible Labs against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Credible Labs | 0 | - | - |
Latest Credible Labs payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 20, 2025 | Payday & personal loans | Was approved for a loan, but didn't receive the money | Fixed |
| Apr 29, 2025 | Payday & personal loans | Loan payment wasn't credited to your account | Explained |
| Nov 23, 2024 | Payday & personal loans | Getting a line of credit | Explained |
| Oct 13, 2024 | Payday & personal loans | Getting a line of credit | Explained |
| Aug 21, 2024 | Payday & personal loans | Getting a line of credit | Explained |
| Jul 9, 2024 | Payday & personal loans | Getting the loan | Explained |
| Jan 10, 2023 | Payday & personal loans | Getting the loan | Explained |
| Nov 1, 2022 | Payday & personal loans | Getting a line of credit | Explained |
| Aug 13, 2022 | Payday & personal loans | Getting the loan | Explained |
| May 11, 2022 | Payday & personal loans | Getting the loan | Money back |
| Oct 29, 2021 | Payday & personal loans | Getting the loan | Explained |
| May 24, 2021 | Payday & personal loans | Getting the loan | Fixed |
| Jul 28, 2020 | Payday & personal loans | Getting a line of credit | Explained |
| Feb 7, 2019 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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