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Payday & personal loans

Credit Fresh payday & personal loans complaints

Consumers have filed 345 complaints about Credit Fresh's payday & personal loans, 141 in the last 12 months (+37%). Credit Fresh answered 99.3% on time and closed 0% with relief. See the whole Credit Fresh record.

Credit Fresh against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Credit Fresh141+37%99.3%0%345

Every lender ranked

Latest Credit Fresh payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Nov 4, 2026Payday & personal loansStruggling to pay your loanWIIn progressYes
Nov 3, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Nov 1, 2026Payday & personal loansProblem with additional add-on products or servicesTXIn progressYes
Oct 30, 2026Payday & personal loansCharged fees or interest you didn't expectTXIn progressYes
Oct 28, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Oct 27, 2026Payday & personal loansCharged fees or interest you didn't expectMSExplainedYes
Oct 22, 2026Payday & personal loansCharged fees or interest you didn't expectOHExplainedYes
Oct 21, 2026Payday & personal loansStruggling to pay your loanAZExplainedYes
Oct 20, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Oct 19, 2026Payday & personal loansCharged fees or interest you didn't expectNCExplainedYes
Oct 16, 2026Payday & personal loansProblem when making paymentsMIExplainedYes
Oct 14, 2026Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Oct 13, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Oct 13, 2026Payday & personal loansCredit limit changedAZExplainedYes
Oct 12, 2026Payday & personal loansCharged fees or interest you didn't expectMSExplainedYes
Oct 9, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Oct 9, 2026Payday & personal loansCharged fees or interest you didn't expectPAExplainedYes
Oct 8, 2026Payday & personal loansProblem when making paymentsINExplainedYes
Oct 5, 2026Payday & personal loansIncorrect information on your reportInformation belongs to someone elseTNExplainedYes
Oct 5, 2026Payday & personal loansStruggling to pay your loanOHExplainedNo
Oct 2, 2026Payday & personal loansCharged fees or interest you didn't expectALExplainedYes
Oct 2, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Oct 1, 2026Payday & personal loansStruggling to pay your loanMIExplainedYes
Sep 25, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Sep 25, 2026Payday & personal loansStruggling to pay your loanOHExplainedYes
Sep 23, 2026Payday & personal loansCharged fees or interest you didn't expectPAExplainedYes
Sep 21, 2026Payday & personal loansCharged fees or interest you didn't expectWAExplainedYes
Sep 18, 2026Payday & personal loansProblem when making paymentsCAExplainedYes
Sep 18, 2026Payday & personal loansCharged fees or interest you didn't expectPAExplainedYes
Sep 15, 2026Payday & personal loansStruggling to pay your loanTXExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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