Debt collection
Credit Karma debt collection complaints
Consumers have filed 65 complaints about Credit Karma's debt collection, 23 in the last 12 months. Credit Karma answered 91.3% on time and closed 4% with relief. See the whole Credit Karma record.
Credit Karma against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Credit Karma | 23 | 91.3% | 4% |
Latest Credit Karma debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 5, 2024 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Money back |
| Apr 22, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 11, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Fixed |
| Feb 25, 2024 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Feb 22, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 9, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 30, 2023 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 29, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 11, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 25, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 17, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 12, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 7, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 2, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 20, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 6, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 6, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 25, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 21, 2018 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Oct 27, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 15, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 26, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 8, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 5, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 24, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 18, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 14, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 3, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 16, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 8, 2017 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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