CrossCheck against other credit bureaus & report companies
| # | Company | 12 months | Change | On time | Relief | All time |
|---|
| 1 | TransUnion | 2,331,811 | +58% | 100% | 41% | 5,233,338 |
| 2 | Experian | 2,053,038 | +58% | 99.9% | 13% | 4,685,519 |
| 3 | Equifax | 2,003,445 | +31% | 99.9% | 40% | 5,012,726 |
| 4 | LexisNexis | 36,424 | +107% | 99.4% | 25% | 73,974 |
| 5 | CBC Companies | 22,776 | -22% | 100% | 53% | 60,544 |
| 6 | Capital One | 10,567 | -3% | 100% | 15% | 54,153 |
| 7 | FIS (Fidelity National Information Services) | 6,930 | +40% | 100% | 0% | 18,768 |
| 8 | Resurgent Capital Services | 5,816 | +3% | 99.9% | 21% | 18,732 |
| 9 | Early Warning Services (Zelle) | 4,540 | +23% | 100% | 0% | 12,728 |
| 10 | CL Holdings | 4,485 | +38% | 100% | 45% | 10,946 |
| 11 | Citibank | 4,468 | -7% | 100% | 48% | 22,299 |
| 12 | Bank of America | 4,455 | +8% | 99.4% | 13% | 20,084 |
| 13 | CrossCheck | 31 | -46% | 96.8% | 0% | 218 |
Every credit bureau ranked
Latest CrossCheck credit reporting complaints
| Received | About | Issue | State | Answer | On time |
|---|
| Nov 18, 2025 | Credit reporting | Unable to get your credit report or credit scoreProblem getting your free annual credit report | TX | Explained | Yes |
| Nov 12, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | IL | Explained | Yes |
| Nov 11, 2025 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | IL | Explained | Yes |
| Oct 19, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | AL | Explained | Yes |
| Oct 15, 2025 | Credit reporting | Problem with fraud alerts or security freezes | PR | Explained | Yes |
| Sep 12, 2025 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | MN | Explained | No |
| Sep 7, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | TX | Explained | Yes |
| Aug 26, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | - | Explained | Yes |
| Jul 27, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | MO | Explained | Yes |
| Jul 25, 2025 | Credit reporting | Unable to get your credit report or credit scoreProblem getting your free annual credit report | MO | Explained | Yes |
| Jul 11, 2025 | Credit reporting | Problem with fraud alerts or security freezes | PR | Explained | Yes |
| Jul 10, 2025 | Credit reporting | Problem with fraud alerts or security freezes | PR | Explained | Yes |
| Jul 9, 2025 | Credit reporting | Problem with fraud alerts or security freezes | NJ | Explained | Yes |
| Jun 16, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | No |
| May 27, 2025 | Credit reporting | Problem with fraud alerts or security freezes | PR | Explained | Yes |
| May 23, 2025 | Credit reporting | Problem with fraud alerts or security freezes | TX | Explained | Yes |
| May 23, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | KY | Explained | Yes |
| May 14, 2025 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | TX | Explained | Yes |
| May 11, 2025 | Credit reporting | Problem with fraud alerts or security freezes | PR | Explained | Yes |
| May 11, 2025 | Credit reporting | Problem with fraud alerts or security freezes | PR | Explained | Yes |
| May 11, 2025 | Credit reporting | Problem with fraud alerts or security freezes | PR | Explained | Yes |
| May 10, 2025 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | MA | Explained | Yes |
| May 10, 2025 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | MA | Explained | Yes |
| May 10, 2025 | Credit reporting | Problem with fraud alerts or security freezes | PR | Explained | Yes |
| May 9, 2025 | Credit reporting | Problem with fraud alerts or security freezes | PR | Explained | Yes |
| May 9, 2025 | Credit reporting | Problem with fraud alerts or security freezes | PR | Explained | Yes |
| May 6, 2025 | Credit reporting | Unable to get your credit report or credit scoreProblem getting your free annual credit report | TX | Explained | Yes |
| Apr 22, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | FL | Explained | Yes |
| Apr 20, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | IL | Explained | Yes |
| Apr 20, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | FL | Explained | Yes |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
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