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Credit reporting

Current credit reporting complaints

Consumers have filed 167 complaints about Current's credit reporting, 87 in the last 12 months (+55%). Current answered 83.9% on time and closed 1% with relief. See the whole Current record.

Current against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Current87+55%83.9%1%167

Every credit bureau ranked

Latest Current credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Mar 24, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
Mar 23, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Mar 22, 2026Credit reportingIncorrect information on your reportAccount information incorrectILExplainedYes
Mar 16, 2026Credit reportingCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceWIExplainedYes
Mar 12, 2026Credit reportingIncorrect information on your reportAccount information incorrectALExplainedYes
Mar 11, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseKYExplainedYes
Mar 7, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Mar 2, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMIExplainedYes
Feb 19, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elsePRExplainedNo
Feb 19, 2026Credit reportingCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service-ExplainedYes
Feb 10, 2026Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsOKExplainedYes
Feb 7, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeVAExplainedYes
Jan 20, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportILExplainedYes
Jan 16, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMAExplainedYes
Jan 16, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeWAExplainedYes
Jan 12, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Jan 9, 2026Credit reportingIncorrect information on your reportAccount status incorrectKYExplainedYes
Dec 29, 2025Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outMNExplainedYes
Dec 20, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedNo
Dec 10, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Dec 7, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Dec 7, 2025Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesMNExplainedYes
Nov 22, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNYExplainedYes
Nov 19, 2025Credit reportingIncorrect information on your reportPersonal information incorrectLAExplainedYes
Nov 19, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseMNExplainedYes
Nov 17, 2025Credit reportingIncorrect information on your reportAccount information incorrectNVExplainedYes
Nov 17, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayTXFixedYes
Nov 9, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Nov 8, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseNYExplainedNo
Nov 7, 2025Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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