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Credit reporting

Current credit reporting complaints

Consumers have filed 167 complaints about Current's credit reporting, 87 in the last 12 months (+55%). Current answered 83.9% on time and closed 1% with relief. See the whole Current record.

Current against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Current87+55%83.9%1%167

Every credit bureau ranked

Latest Current credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Jun 8, 2025Credit reportingIncorrect information on your reportPersonal information incorrectMIExplainedYes
Jun 3, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jun 1, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jun 1, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMSExplainedYes
May 22, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
May 21, 2025Credit reportingIncorrect information on your reportAccount status incorrectNCExplainedYes
May 17, 2025Credit reportingIncorrect information on your reportAccount information incorrectORExplainedYes
May 16, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
May 4, 2025Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Apr 30, 2025Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Apr 25, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Apr 10, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Mar 31, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNYExplainedYes
Mar 10, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Feb 24, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTNExplainedYes
Jan 9, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseTXFixedYes
Jan 8, 2025Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesSDExplainedYes
Jan 8, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseLAFixedYes
Dec 17, 2024Credit reportingIncorrect information on your reportAccount status incorrectILExplainedYes
Dec 16, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseOHExplainedYes
Dec 12, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseTXFixedYes
Dec 4, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseOHExplainedYes
Nov 25, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAFixedNo
Oct 21, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Sep 28, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseCAFixedYes
Sep 22, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMIExplainedYes
Sep 19, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseTNFixedYes
Sep 12, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseTXFixedYes
Sep 11, 2024Credit reportingIncorrect information on your reportAccount status incorrectVAExplainedYes
Sep 7, 2024Credit reportingIncorrect information on your reportAccount status incorrectNCFixedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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