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Credit reporting

Current credit reporting complaints

Consumers have filed 167 complaints about Current's credit reporting, 87 in the last 12 months (+55%). Current answered 83.9% on time and closed 1% with relief. See the whole Current record.

Current against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Current87+55%83.9%1%167

Every credit bureau ranked

Latest Current credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Aug 27, 2024Credit reportingProblem with fraud alerts or security freezesILExplainedYes
Aug 24, 2024Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Jul 8, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Jun 21, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportINExplainedYes
Jun 12, 2024Credit reportingProblem with fraud alerts or security freezesNJExplainedYes
Jun 10, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseVAExplainedNo
Jun 7, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMOExplainedYes
May 20, 2024Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsMDExplainedNo
Apr 27, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Apr 22, 2024Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedNo
Feb 17, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseGAFixedYes
Feb 8, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Nov 19, 2023Credit reportingIdentity theft protection or other monitoring servicesProblem with product or service terms changingMOExplainedYes
Sep 27, 2023Credit reportingIncorrect information on your reportAccount information incorrectCOExplainedYes
Sep 23, 2023Credit reportingImproper use of your reportReporting company used your report improperlyMNExplainedYes
Sep 29, 2021Credit reportingIncorrect information on your reportPersonal information incorrectPAFixedYes
Jun 30, 2021Credit reportingCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceGAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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