Payday & personal loans
Emcc payday & personal loans complaints
Consumers have filed 5 complaints about Emcc's payday & personal loans. See the whole Emcc record.
Emcc against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Emcc | 0 | - | - |
Latest Emcc payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 23, 2020 | Payday & personal loans | Problem when making payments | Explained |
| Mar 15, 2019 | Payday & personal loans | Problem when making payments | Explained |
| Oct 10, 2018 | Payday & personal loans | Getting the loan | Explained |
| May 15, 2018 | Payday & personal loans | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Nov 8, 2016 | Payday & personal loans | Problems when you are unable to pay | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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