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Payday & personal loans

Enova payday & personal loans complaints

Consumers have filed 2,775 complaints about Enova's payday & personal loans, 434 in the last 12 months (+7%). Enova answered 100% on time and closed 0% with relief. See the whole Enova record.

Enova against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466

Every lender ranked

Latest Enova payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Oct 16, 2026Payday & personal loansStruggling to pay your loanWIIn progressYes
Oct 14, 2026Payday & personal loansCharged fees or interest you didn't expectTXIn progressYes
Oct 13, 2026Payday & personal loansReceived a loan you didn't apply forLAExplainedYes
Oct 12, 2026Payday & personal loansWas approved for a loan, but didn't receive the moneyARExplainedYes
Oct 12, 2026Payday & personal loansCharged fees or interest you didn't expectDEExplainedYes
Oct 12, 2026Payday & personal loansStruggling to pay your loanMIExplainedYes
Oct 12, 2026Payday & personal loansProblem when making paymentsTXIn progressYes
Oct 11, 2026Payday & personal loansStruggling to pay your loanMIExplainedYes
Oct 11, 2026Payday & personal loansCharged fees or interest you didn't expectVAExplainedYes
Oct 10, 2026Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Oct 9, 2026Payday & personal loansReceived a loan you didn't apply forDEExplainedYes
Oct 8, 2026Payday & personal loansCharged fees or interest you didn't expectNCExplainedYes
Oct 8, 2026Payday & personal loansCharged fees or interest you didn't expectINExplainedYes
Oct 7, 2026Payday & personal loansGetting a line of creditFLExplainedYes
Oct 7, 2026Payday & personal loansProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneTNExplainedYes
Oct 7, 2026Payday & personal loansProblem when making paymentsCAExplainedYes
Oct 7, 2026Payday & personal loansProblem when making paymentsRIExplainedYes
Oct 7, 2026Payday & personal loansProblem when making paymentsAZExplainedYes
Oct 6, 2026Payday & personal loansGetting the loanCAExplainedYes
Oct 6, 2026Payday & personal loansProblem with additional add-on products or servicesIDIn progressYes
Oct 5, 2026Payday & personal loansStruggling to pay your loanALExplainedYes
Oct 3, 2026Payday & personal loansCharged fees or interest you didn't expectOHExplainedYes
Oct 3, 2026Payday & personal loansGetting the loanCAExplainedYes
Oct 3, 2026Payday & personal loansGetting the loan-ExplainedYes
Oct 2, 2026Payday & personal loansCharged fees or interest you didn't expectINExplainedYes
Oct 1, 2026Payday & personal loansStruggling to pay your loanIDExplainedYes
Oct 1, 2026Payday & personal loansStruggling to pay your loanTXExplainedYes
Oct 1, 2026Payday & personal loansCharged fees or interest you didn't expectMOExplainedYes
Sep 30, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Sep 30, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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