Credit reporting
ERC credit reporting complaints
Consumers have filed 1,797 complaints about ERC's credit reporting. See the whole ERC record.
ERC against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | ERC (Enhanced Recovery Company) | 0 | - | - |
Latest ERC credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 2, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 16, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 15, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 13, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 12, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Nov 9, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 6, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 5, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 5, 2022 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Nov 2, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 31, 2022 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Oct 31, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 31, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 28, 2022 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Oct 24, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 24, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 24, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 22, 2022 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Oct 21, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 21, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 20, 2022 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Oct 19, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 18, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 14, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 13, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 12, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 6, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 5, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 5, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 4, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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