Debt collection
Esser, James & Associates debt collection complaints
Consumers have filed 33 complaints about Esser, James & Associates's debt collection. See the whole Esser, James & Associates record.
Esser, James & Associates against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Esser, James & Associates | 0 | - | - |
Latest Esser, James & Associates debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 4, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 29, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jul 23, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jul 19, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jul 14, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Apr 22, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Apr 19, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Mar 17, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 17, 2016 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Mar 16, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 16, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 9, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Feb 24, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Sep 4, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 29, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 20, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jul 13, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jun 30, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Mar 19, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 13, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 7, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 5, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 5, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jan 30, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jan 29, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jan 26, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jan 13, 2015 | Debt collection | False statements or representationIndicated committed crime not paying | Explained |
| Nov 28, 2014 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Oct 29, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Sep 16, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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